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430 Pine Tree Road, Center Cross, VA 22437 (MLS # 2607347)
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South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including replacement windows, a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina. The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in Ready for the Summer.
Property Type(s):
Single Family
| Last Updated | 3/25/2026 | Tract | South Hill Banks |
|---|---|---|---|
| Year Built | 1968 | Community | 106 - Essex |
| County | Essex |
SCHOOLS
| Elementary School | Tappahannock |
|---|---|
| Jr. High School | Essex |
| High School | Essex |
Additional Details
| AIR | Ceiling Fan(s), Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Cooktop, Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked |
| AREA | 106 - Essex |
| BASEMENT | Crawl Space |
| CONSTRUCTION | Block, Frame, Vinyl Siding |
| EXTERIOR | Storage |
| GARAGE | Yes |
| HEAT | Electric, Heat Pump, Propane |
| INTERIOR | Ceiling Fan(s), Eat-in Kitchen, Laminate Counters, Master Downstairs |
| LOT | 0.2646 acre(s) |
| LOT DESCRIPTION | Level |
| LOT DIMENSIONS | 130' X 100' |
| PARKING | No Garage, Off Street |
| POOL DESCRIPTION | None |
| SEWER | Septic Tank |
| STORIES | 1 |
| STYLE | Ranch |
| SUBDIVISION | South Hill Banks |
| TAXES | 983.96 |
| VIEW | Yes |
| VIEW DESCRIPTION | Water |
| WATER | Shared Well |
| WATER ACCESS | Rappahannock Rivver |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | River Front, Waterfront Access |
Location
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Listed with Hometown Realty
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing
Last Updated: 4/3/26 1:01 AM PDT
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